 |
Loan Rates
| Type of Loan |
 |
APR* |
| New Vehicles (financing up to 60 months) |
 |
As low as 5.34% |
| New Vehicles (financing up to 72 months) |
 |
As low as 5.60% |
| Used Vehicles |
 |
As low as 5.34% |
| New Titled Security (RV's, ATV's, Motorcycles, Boats) |
 |
As low as 5.34% |
| Used Titled Security (RV's, ATV's, Motorcycles, Boats) |
 |
As low as 5.34% |
| Signature/Line of Credit |
 |
As low as 8.99% |
| Share Loans (up to 24 months) |
 |
3.00% |
| Share Loans (up to 60 months) |
 |
5.00% |
| Share Certificate Loans (up to maturity of certificate) |
 |
2.00% + cert. rate |
| Education Loans (up to length of course) |
 |
9.99% |
| Lot Loans (up to 48 months) |
 |
4.25% |
| Lot Loans (up to 84 months) |
 |
5.25% |
| Lot Loans (up to 120 months) |
 |
6.25% |
| Home Equity Loans |
 |
3.25% variable |
| Visa Classic Card |
 |
10.99% |
| Visa Platinum Card |
 |
7.99% |
* Annual Percentage Rate
Top
Share Certificate and IRA Rates (Minimum of $500.00 deposit)
| Term |
 |
APR* |
 |
APY** |
| 3 months |
 |
0.60% |
 |
0.60% |
| 6 months |
 |
1.00% |
 |
1.00% |
| 12 months |
 |
1.30% |
 |
1.31% |
| 18 months |
 |
1.55% |
 |
1.56% |
| 24 months |
 |
2.00% |
 |
2.02% |
| 36 months |
 |
2.23% |
 |
2.25% |
| 48 months |
 |
2.48% |
 |
2.50% |
| 60 months |
 |
2.75% |
 |
2.78% |
Note: Members over 55 qualify for higher rates on Share Certificates.
* Annual Percentage Rate ** Annual Percentage Yield
Top
Share Savings/Checking Rates (Checking, Savings, and Club Accounts)
| Share Type |
Minimum Balance |
APR* |
APY** |
| Share Savings |
$5.00 |
0.25% |
0.25% |
| Club Accounts |
None |
0.25% |
0.25% |
| IRA Savings-Traditional & Roth |
None |
0.50% |
0.50% |
| Share Draft/Checking - Thrifty |
None |
None |
None |
| Share Draft/Checking - Prime |
$500.00 |
0.10% |
0.10% |
| Share Draft/Checking - Prime
Plus |
$2,000.00 |
0.15% |
0.15% |
* Annual Percentage Rate ** Annual Percentage Yield
Note: Rates are current as of April 27, 2010, and are subject
to change daily.
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