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Loan Rates

Type of Loan APR*
New Vehicles (financing up to 60 months) As low as 5.34%
New Vehicles (financing up to 72 months) As low as 5.60%
Used Vehicles As low as 5.34%
New Titled Security (RV's, ATV's, Motorcycles, Boats) As low as 5.34%
Used Titled Security (RV's, ATV's, Motorcycles, Boats) As low as 5.34%
Signature/Line of Credit As low as 8.99%
Share Loans (up to 24 months) 3.00%
Share Loans (up to 60 months) 5.00%
Share Certificate Loans (up to maturity of certificate) 2.00% + cert. rate
Education Loans (up to length of course) 9.99%
Lot Loans (up to 48 months) 4.25%
Lot Loans (up to 84 months) 5.25%
Lot Loans (up to 120 months) 6.25%
Home Equity Loans 3.25% variable
Visa Classic Card 10.99%
Visa Platinum Card 7.99%

* Annual Percentage Rate


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Share Certificate and IRA Rates (Minimum of $500.00 deposit)

Term APR* APY**
3 months 0.60% 0.60%
6 months 1.00% 1.00%
12 months 1.30% 1.31%
18 months 1.55% 1.56%
24 months 2.00% 2.02%
36 months 2.23% 2.25%
48 months 2.48% 2.50%
60 months 2.75% 2.78%

Note: Members over 55 qualify for higher rates on Share Certificates.

* Annual Percentage Rate
** Annual Percentage Yield

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Share Savings/Checking Rates (Checking, Savings, and Club Accounts)

Share Type Minimum Balance APR* APY**
Share Savings $5.00 0.25% 0.25%
Club Accounts None 0.25% 0.25%
IRA Savings-Traditional & Roth None 0.50% 0.50%
Share Draft/Checking - Thrifty None None None
Share Draft/Checking - Prime $500.00 0.10% 0.10%
Share Draft/Checking - Prime Plus $2,000.00 0.15% 0.15%

* Annual Percentage Rate
** Annual Percentage Yield


Note: Rates are current as of April 27, 2010, and are subject to change daily.


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